Editor’s Update — September 2026
Decipher Credit is an independent cloud-based commercial lending platform and does not require Salesforce. This 2021 announcement relates specifically to Decipher’s Salesforce application and integration. The Salesforce application was built to connect Decipher with Salesforce for lenders using Salesforce as part of their technology stack.
Today, lenders can use Decipher independently or connect it with Salesforce, HubSpot, lending operations and servicing platforms, accounting and financial data systems, and other technology through integrations, APIs, and webhooks. Salesforce remains an optional integration and is not required to use Decipher Credit.
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Decipher Credit announced it has partnered with Salesforce to bring its loan origination, underwriting and monitoring capabilities to the Salesforce AppExchange, empowering customers to originate, approve and close more loans in record time. Through the launch of its application and partnership with Salesforce, Decipher Credit lets commercial lenders more efficiently move clients to approval while keeping sales, underwriting, operations, closing as well as all lending teams and partners in sync. The partnership with Salesforce will enable customers to improve efficiency and grow revenues through further automation.
As part of the 2021 partnership, Decipher launched a Salesforce application built for the Salesforce Platform and made it available through Salesforce AppExchange. The Decipher Credit App is currently available on AppExchange. The demand for business loans, increased competition between lenders, and client expectations are pushing financial institutions of all kinds to accelerate digitization or get left behind. Decipher Credit’s capabilities allow lenders to quickly digitize manual processes, bring clients in quickly and move them to approval much faster. The new Decipher Credit app makes tracking and managing loan requests more efficient and solves challenging front-end and back-end complexities including syncing of loan stage and status, updating records, tracking missing loan file information, fraud mitigation, and regulatory compliance. The integration provides lenders with the tools to tackle larger loan demand opportunities, increase efficiencies, and improve revenues while elevating the client experience. Decipher Credit works with many types of commercial lenders, including SBA, CRE, C&I, Receivables, Asset-Based Lenders (ABL), Factoring, Supply Chain, Construction, Purchase Order Finance, Bridge Lenders, Government Contractor Finance, and many other types of traditional and alternative lenders.
Comments on the News
“Financial institutions and lenders of all types are experiencing increased demand for commercial loans and working capital while their clients are expecting seamless experiences, and it’s up to technology providers to help them digitize and deliver,” said Raul Velarde, CEO of Decipher Credit. “This integration with Salesforce provides an enhanced loan management solution for business lenders to achieve growth on a much larger scale. The opportunity to have Decipher Credit associated with the world’s leading enterprise cloud marketplace will allow us to reach new customers and take their lending businesses to a whole new level.”
About Salesforce AppExchange
Salesforce AppExchange, the world’s leading enterprise cloud marketplace, empowers companies to sell, service, market and engage in entirely new ways. With more than 5,000 solutions, 7 million customer installs and 80,000 peer reviews, it is the most comprehensive source of cloud, mobile, social, IoT, analytics and AI technologies for businesses.
About Decipher Credit
Decipher Credit’s cloud-based solutions help financial institutions, banks, credit unions, community banks, and all types of commercial lenders accelerate digitization, reduce risk, improve profits, and improve the client experience. Established and fast-growing commercial lenders alike rely on our flexible, API-powered solutions to capture new loan requests and move them efficiently to approval in less time and with less risk. Our flexible platform, expertise in commercial lending, and advanced partner ecosystem lets lenders focus on creating seamless client experiences, while we work behind the scenes to capture loan requests and manage every aspect of underwriting, approval, and close, mitigate fraud, and handle and monitoring compliance on their behalf. Lenders benefit from our unique solutions, expertly designed to help them accelerate national and global expansion, grow revenue, and protect their institutions from risk. Decipher Credit is headquartered in the suburbs of the Nation’s Capital and its platform can work nationally and globally and adapt to different languages and unique lender requirements.
Decipher Credit is a registered trademark of Decipher Credit Solutions, Inc.
Additional Resources
Follow Salesforce on LinkedIn: https://www.linkedin.com/company/salesforce/
Follow Decipher Credit on LinkedIn: https://www.linkedin.com/company/decipher-credit-solutions-llc/