Decipher Credit

INTEGRATIONS & TECHNOLOGY PARTNERS

Works Independently. Connects With the Systems You Already Use.

Decipher Credit is an independent commercial lending platform that can be used on its own or connected to the technology already supporting your lending process. Existing integrations, APIs, and webhooks connect Decipher with CRMs, financial and credit data providers, accounting platforms, lending operations systems, and other technology.

Flexible Architecture

Use Decipher on Its Own or Connect It to Your Existing Systems

Commercial lenders don't all operate with the same technology stack. Decipher can be used as a standalone platform without Salesforce or another third-party system, or it can work alongside the CRM, data, operations, servicing, accounting, and productivity tools your team already uses.

CRM & Origination
Banking & Financial Data
Business Credit & Verification

Decipher Credit

Origination → Diligence → Analysis → Credit Approv

Origin
Diligence
Analysis
Credit
Accounting & Financial Data
Lending Operations & Servicing
Documents & E-Signature

Standalone when you need it. Connected when you want it.

Salesforce and HubSpot are integrations with Decipher—not the platform Decipher runs on.

EXISTING INTEGRATIONS

Connect the Technology Behind Your Credit Process

Decipher integrates with technology used across commercial lending so information can move more efficiently between origination, underwriting, credit, operations, credit reviews, and monitoring. The integrations below represent existing connections and technology relationships.

CRM

Connect prospect and relationship information with application, lending, and credit workflows.

Salesforce logoSalesforce
HubSpot logoHubSpot

Banking

Bring bank account and transaction data into the credit process for verification and analysis.

Plaid logoPlaid
Ocrolus logoOcrolus

Business Credit, Validation & Background Data

Access business credit and background information within underwriting and due diligence workflows.

Experian logoExperian
Creditsafe logo
Creditsafe
MicroBilt logo
MicroBilt

Accounting & Financial Data

Connect accounting and financial data used for analysis, spreading, and underwriting.

QuickBooks logoQuickBooks
Validis logoValidis

Lending Operations & Servicing

Connect Decipher with downstream factoring, ABL, private lending, and servicing systems so appropriate information can move from the credit process into operations.

ABLSoft logoABLSoft
FactorCloud logo
FactorCloud
FactorEvo logo
FactorEvo
FCI logo
FCI

UCC, Lien & Corporate Data

Support lien searches, filings, and related corporate due diligence within the credit process.

Ficoso logo
Ficoso
CSC Global logoCSC Global
PPSA Canada logoPPSA Canada

Documents, Email & E-Signature

Connect the productivity tools lenders use to communicate, generate documents, and execute agreements.

Microsoft 365 logoMicrosoft 365
SignRequest logoSignRequest

Technology Infrastructure

AWS logoAWS

Decipher's cloud infrastructure is hosted on Amazon Web Services.

APIs & WEBHOOKS

Want to Connect Another System?

The integrations shown above are not the limit of what's possible. Decipher provides APIs and webhooks that can support connections with additional third-party and proprietary systems, including CRMs, lending operations platforms, factoring and ABL systems, servicing systems, accounting platforms, data providers, and internal lender applications.

APIs

Connect applications and exchange relevant information with Decipher through direct API calls, enabling real-time data flow and system synchronization.

Webhooks

Trigger event-driven updates between Decipher and external systems, automating workflows and keeping your tools synchronized with critical changes.

Custom Connections

Extend Decipher into third-party or proprietary technology environments through tailored integrations built to your specifications.

CONNECTED WORKFLOWS

Connect the Credit Process

Integrations help information move more efficiently across the lending process—reducing duplicate entry and manual handoffs between disconnected systems.

BUILT FOR COMMERCIAL LENDING

Designed Across Commercial Lending Markets

Decipher supports banks and non-bank lenders across every major lending market. Whether you're originating deals, managing credit risk, or servicing loans, Decipher adapts to your lending workflows.

Asset-Based LendingFactoringFreight FactoringC&ICommercial Real EstatePrivate LendingSBABridgeConstructionGov. Contractor FinanceAsset-Based LendingFactoringFreight FactoringPrivate Lending

Frequently Asked Questions

No. Decipher Credit is an independent cloud-based commercial lending platform. It does not run on Salesforce and does not require Salesforce to operate. Salesforce is an optional integration that allows organizations using Salesforce to connect it with Decipher as part of their lending workflow.

Yes. Decipher can be used independently for commercial lending workflows without requiring a separate CRM, Salesforce environment, or lending operations platform. Lenders can also connect Decipher with other systems when they want information to move between their existing technology and Decipher.

No. Decipher supports banks and non-bank commercial lenders across asset-based lending, factoring, freight factoring, C&I, commercial real estate, private lending, SBA, and other specialty lending markets. Capabilities and workflows can be configured around the lender's credit products and processes.

Yes. Decipher provides APIs and webhooks that can be used to exchange information and coordinate workflows between Decipher and other applications. They can support integrations with CRMs, lending operations systems, data providers, accounting platforms, and proprietary lender technology, depending on the system and use case.

Yes. APIs, webhooks, and other integration methods can support additional third-party or proprietary systems. Decipher is always adding new partners and integrations that will benefit its clients. Integration requirements are evaluated based on the system and workflow.

Yes. Decipher can connect with servicing and lending operations technology so appropriate information can move between the credit process and downstream operations.

INTEGRATIONS & TECHNOLOGY PARTNERS

Need to Connect Another System?

Decipher is designed to work with the technology behind your lending process. If you use a system or data provider that isn't listed here, we can explore integration options through APIs, webhooks, or other available connections.